Credit Card Scam

This one is pretty slick since they provide YOU with all the
information, except the one piece they want.

WARNING...New Credit Card Scam.

Note, the callers do not ask for your card number; they already have it.
This information is worth reading. By understanding how the VISA
&MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was
called on Thursday from "MasterCard".


The scam works like this: Person calling says, "This is (name), and I'm
calling from the Security and Fraud Department at VISA. My Badge number
is 12460 Your card has been flagged for an unusual purchase pattern, and
I'm calling to verify. This would be on your VISA card which was issued
by (name of bank). Did you purchase an Anti-Telemarketing Device for
$497.99 from a Marketing company based in Arizona?" When you say "No",
the caller continues with, "Then we will be issuing a credit to your
account. This is a company we have been watching and the charges range
from $297 to $497, just under the $500 purchase pattern that flags most
cards. Before your next statement, the credit will be sent to (gives you
your address), is that correct?"

You say "yes". The caller continues - "I will be starting a Fraud
investigation. If you have any question s, you should call the 1- 800
number listed on the back of your card (1-800-VISA) and ask for
Security.

You will need to refer to this Control Number. The caller then gives you
a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says,
"I need to verify you are in possession of your card". He'll ask you to
"turn your card over and look for some numbers". There are 7 numbers;
the first 4 are part of your card number, the next 3 are the security
Numbers' that verify you are the possessor of the card. These are the
numbers you sometimes use to make Internet purchases to prove you have
the card. The caller will ask you to read the 3 numbers to him. After
you tell the caller the 3 numbers, he'll say, "That is correct, I just
needed to verify that the card has not been lost or stolen, and that you
still have your card. Do you have any other questions?" After you say

No, the caller then thanks you and states, "Don't hesitate to call back
if you do", and hangs up.

You actually say very little, and they never ask for or tell you the
Card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did! The REAL VISA
Security Department told us it was a scam and in the last 15 minutes a
new purchase of $497.99 was charged to our card.

Long story made short - we made a real fraud report and closed the VISA
account. VISA is reissuing us a new number. What the scammers want is
the 3-digit PIN number on the back of the card. Don't give it to them.
Instead, tell them you'll call VISA or Master card directly for
verification of their conversation. The real VISA told us that they will
never ask for anything on the card as they already know the information
since they issued the card! If you give the scammers your 3 Digit PIN
Number, you think yo u're receiving a credit. However, by the time you
get your statement you'll see charges for purchases you didn't make, and
by then it's almost to late and/or more difficult to actually file a
fraud report.

What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of MasterCard" with a word-for-word repeat of the VISA
scam. This time I didn't let him finish. I hung up! We filed a police
report, as instructed by VISA. The police said they are taking several
of these reports daily!


They also urged us to tell everybody we know that this scam is
happening.

Please pass this on to all your family and friends. By informing each
other, we protect each other.


Regards
Shek

christy~bell, your career personality type is INTP

That means that based on the standard measure of personality traits, brainstorming and creating new concepts is one of your strengths. You are an out-of-the-box thinker and come up with great ideas. You are one of those people who absorb seemingly disparate pieces of information and turn them into one brilliant and coherent thought. In other words, you see connections between ideas where others cannot.

Your inquisitive nature makes you a life-long seeker of knowledge. Your excitement comes from developing the concepts and ideas, once you know that your idea works, you are on to the next challenge. Your mind moves so quickly that you surround yourself with a strong team to finalize the ideas you conceive.

The reason employers and recruiters might be on the lookout for you is that only about 3-4% of the U.S. population shares the unique characteristics of your personality type. Research shows that businesses succeed when employers create a good balance of personality types in the office. And since only 3-4% of the U.S. population shares your type, that means employers are looking for you.



But, to truly show employers what you have to offer, you need to understand a little more about traits that make up your type.

ff12 trailer!!! nice theme song by angela aki. i can't wait!!

lots of thoughts running through my head...

first off, even if you feel that you are better than your seniors, does that give you authority to disrespect them, humiliate or laugh at them? no matter what, seniors are still seniors, and i do respect them unless they totally failed the job.

and secondly, if kendo is turning you into such a bakemono who lusts for blood, wouldn't it be better for you to quit it? (there is NO visible blood shed with any one of your hits anyway)

kendo is discipline. if the men alone shields you from differentiating right and wrong, friend or foe, then you have not the discipline yet.

lastly, we would definitely support your decision to keep silent as we won battles after battles, because you are not even fit to be called part of us. and yes, laugh if we fall, because it won't even be worth a notice for us.

hey guys take a look at the memoirs of a geisha link i put up! damn funny... ahahahah

just completed magna carta tears of blood. it's that feeling you get when you look so much to completing and you've done it, then you've got nothing to look forward to anymore. the ending of it was pretty satisfying, though short, and all the graphics were worth the patience!

watched memoirs of a geisha yesterday too. kinda disappointing for a show i looked so forward to. the book is definitely much better. the story pace is SLOOOW (seems to be the norm for everything i'm looking forward to nowadays), i almost fell asleep and the subtitles were so bad that i couldn't really catch what they were saying. it's fortunate i've read the book, else i won't have an inkling of what the hell was going on. i'm suprised dad didn't fall asleep. when it was around 1.5hours i thought the show was past limit, it felt like 3hours had past.

muscle ache ever since i got back from kendo. the strain on my shoulders - OUCH. guess that's the price you pay for trying to be independent. and i can't believe my calf muscle aches too. first time i'm haing pain all over. dakara, mochiron watashi can't go for today's morning training... (not to mention it's so darn far away and i've to wake up when the sun's not up) sorry guys, guess you can't put too much faith on me for the competition, and sorry SMU kendo club, you'll have to be embarrassed again...

and hey i've to get back to FA already! watched a lame show called madagascar, completed my stuff so enough fooling around, i gotta be back on track yeah... oh wait... there's still dinner... hmmm FA can wait hahaha - no way i can't repeat my MA mistakes again... (-_-`)

stop dousing in self-pity. get up and walk on. from now on, you will not depend on anyone.

Tomoko Tane - Broken Wings

I know this will not remain forever
However it's beautiful
Your eyes, hands and your warm smile
They're my treasure

It's hard to forget

I was still with this solution
Don't spend your time in confusion
I'll turn back now and spread...

My broken wings...
Still strong enought to cross the ocean with
My broken wings...
How far should I go drifting in the wind?
Higher and higher in the wind

My broken wings...
Still strong enought to cross the ocean with
My broken wings...
How far should I go drifting in the wind?
Across the sky just keep on... Flying

you're getting on my nerves... i'm evil i know.
let it vanish.

Pope Vs Ah Peh

About a century or two ago, the Pope decided that
all the Chinese had to leave Italy. Naturally there
was a big uproar from the Chinese community.

So the Pope made a deal. He would have a
religious debate with a member of the Chinese
community. If the Chinese win, they could stay. If
the Pope wins, the Chinese would leave.

The Chinese realized that they had no other
choice. So they picked a middle-aged man named
Ah Peh to represent them.

Ah Peh asked for one condition to be added to
the debate. "To make it more interesting", he
said, "neither side would be allowed to talk".

The Pope agreed. The day of the great debate
came. Ah Peh and the Pope sat opposite each
other for a full minute.

Then the Pope raised his hand and showed three
fingers. Ah Peh looked back at him and raised one
finger. The Pope waved his fingers in a circle
around his head. Ah Peh pointed to the ground at
where he sat.


The Pope pulled out a loaf and a glass of wine. Ah
Peh pull out an apple.

The Pope stood up and said: "I give up. This man
is too good. The Chinese can stay."

An hour later, the cardinals were all around The
Pope asking him what happened?. The Pope
said, "first I held up three fingers to represent
the holy trinity. He responded by holding up one
finger to remind me that there was still one God
common to both our religions."

"Then I waved my finger around me to show him
that God was all around us." He responded by
pointing to the ground and showing that God was
also right here with us."

"I pulled out the wine and loaf to show that God
absolves all sin. He showed me an apple to remind
us of the original sin. He had an answer for
everything.

What could I do?"

Meanwhile, the Chinese community had crowded
around Ah Peh. "What happened?" they asked.

Well," said Ah Peh, "First he indicated to me
that all Chinese had 3 days to get out of here. I
replied to him f*@k off and not one of us was
leaving." "Then he pointed that this whole city
would be cleared of Chinese. I showed him that we
are staying right here." "Yes, and then???" asked
the crowd. "I don't know", said Ah Peh, "He took
out his lunch, and I took out mine!!!"

Qian Bian Chinese Jokes

Q1) Ah Mei's dad has 7 wives. The 5th and 7th are Africans. Guess a Chinese idiom.
A1) Wu Qi Ma Hei

Q2) There's a party in the forest. Who didn't get to eat the cake!?!
A2) GRASS because Cao Mei Dan Gao

Q3) Ah bao was murdered! However, the police quickly found the killer. Who was it?
A3) Ah Dou because Dou Sha Bao

Q4) Xiao Bai and Da Bai are bros. As Xiao Bai grows older, he looks more and more like his bro. Guess a Chinese idiom.
A4) Zhen Xiang Da Bai

Q5) Osama, Bush , Blair and Saddam play mahjong. Who will win first??
A5) Saddam Hussein because Saddam Hu Xian

Q6) What's the panda's 2 biggest wishes?
A6) i. Get rid of dark eyes ring
ii.Taking colour photo

Q7) Who will pick up the dumpling (ba zhang) on the floor?
A7) Xiang Long because Xiang Long Shi Ba Zhang

Q8) There are 3 Male and 1 Female pencils in a box. The Female pencil got pregnant!! Which Male pencil is responsible?
A8) The one without the rubber

Q9) Xiao Ming drinks milk to grow up. What does Da Ming drink?
A9) Alcohol because Jiu Yang Da Ming

Q10) Which brand of shampoo is the wealthiest?
A10) "Lux" Super Rich

Q11) What did Batman say when he fell down?
A11) Painful Sia... (Bian fu sia)

Q12) 'Baby no teeth'. Guess a chinese idiom
A(11) Pei Bi Wu Chi

Q(13) Who is the fastest man in the world?
A(13) 'Chao Chao' cos suo chao chao, chao chao dao

A McDonald's Love Story...

A little old couple walked slowly into a McDonald's one cold winter evening.

They looked out of place amid the young families and young couples eating
there that night.

Some of the customers looked admiringly at them. You could tell what the
admirers were thinking:

"Look, there is a couple who has been through a lot together, probably for
60 years or more!"

The little old man walked up to the cash register, placed his order with no
hesitation and then paid for their meal.

The couple took a table near the back wall and started taking food off of
the tray.

There was one hamburger, one order of french fries and one drink.

The little old man unwrapped the plain hamburger and carefully cut it in
half.

He placed one half in front of his wife.

Then he carefully counted out the french fries, divided them in two piles
and neatly placed one pile in front of his wife.

He took a sip of the drink, and then his wife took a sip as the man began to
eat his few bites.

Again, you could tell what people around the old couple were saying. - "They
were used to sharing everything."

Then the crowd noticed that the little old lady still hadn't eaten a thing.

She just sat there watching her husband eat and occasionally sipped some of
the drink.

A young man came over and begged them to let him buy them another meal.

The lady explained that no, they were used to sharing.

As the little old man finished eating and was wiping his face neatly with a
napkin, the young man could stand it no longer and asked again.

After being politely refused again, he finally asked the little old lady,
"Ma'am, why aren't you eating. You said that you share everything.

What is it that you are waiting for?"

She answered,

"THE TEETH"

her reply:
we agree wat i told you TUE i'm @ oark mall wat. jsut like we agreed to meet
@ NG MO KIO END UPP. WHO DID NOT APPEARED?
WHO DELIBERATELY DENID THE FACT THAT HER FRIEND IS COMING INSTEAD OF HER~
YOU ALWAYS BACK OFF YOUR WORDS
THEN NOW YOU ARE POINTING FINGERS @ ME
RIDICULOUS
YOU ARE THE ONE THAT DID NOT HONOURED YOUR WORDS. I SAID ANG MO KIO MRT OR
EUNOS MRT.. BUT U TOLD ME LAST MIN DID U REALISE AND YOU ARE STILL SPOUTING
NONSENSICAL WORDS. STILL FEELING SORE ABOUT THE WHOLE THING CHILDISH.

I HAVE TO PAY FOR YOUR FARE IF YOU GO OUT OF THE MRT STATION I TRAVELLED TO
MEET YOUR FREN ON SUNDAY. DID I ASKED YOU TO PAY FOR THE TRANSPORT! SO I
THINK YOU SHOULD PAY FOR MY TRANSPORT TO PASS YUR FRIEND THE NECKLACE. COZ
IT'S WASTING MY TIME. WASTING MY MONEY!!! THE WHOLE IDEA IS TP POST TO U BUT
YOU ARE NOT WILLING TO TRANSFER WAT WAT CAN I SAID YOU DELIBERATELY WANNA ME
TO SPEND MORE. CRAZY STILL WANNA ARGUR ON SUN STUFF. CHILDISH!!!

actual letter of what i have sent in response to her reply:
can i ask if your purpose of meeting up is to meet me or to pass your item? because on tuesady, apparently, you passed your item AS PER AGREED. this is not a matchmaking session, i do not have to meet you personallly as long as the item still falls in my hands on the same time and at the same place and i have still fixed your item by the same time and date.
regarding transport fees, do you wanna guess how much my friend spent traveling to meet you then? he exited at marsiling because i thought you were not gonna meet up already and had to re-enter to travel to ang mo kio againh. and that amounts to more than your single trip. i'm not arguing over the transport fees on sunday because both of us have paid our prices. you know why there's no charges for meet ups? it's because both parties have provided consideration - we're both paying for our trips, that is why it is unreasonable to claim. and that is why i'm stopping at dhoby ghaut for you and NOT exiting.
i think it is you who feels sore about the whole thing if you're still dwelling about sunday's matter because that is now irrelevant. what i'm trying to negotiate is this meet up instead. i am not pinpoint any matters yet, i'm just telling you how i feel as a seller. i'm trying to negotiate this patiently, but take a look at your reply - all in capital and screaming that i'm a childish and sore seller - do i do that to you? no! i'm trying to reason here. please give a moment's thoughts before you hurl abuse at me. i guess this means we won't be meeting today. if you're still keen do sms me by 2pm.

what i really want to send in response:
please go to hell. (**insert all the foul words in existence here**)

"if you don't get your hopes up, you can take anything... you feel less pain."
i don't admire my squall for nothing.
i remember when i took home my history paper with a failed grade. that was my prelim. and i remember crying to my mom because i only had 1 elective, and failure meant getting retained. i didn't think that i would fail it.
it's just that i don't think i want that to be repeated again.

i'm not as carefree as you think i am.

maybe that's why i'm such a spineless, goaless worm digging the depths aimlessly.

UN Survey

A worldwide survey was conducted by the UN. The only question asked
was: "Would you please give your honest opinion about solutions to the
food shortage in the rest of the world?"

The survey was a huge failure,
In Africa they didn't know what 'food' meant,
In India they didn't know what 'honest' meant,
In Europe they didn't know what 'shortage' meant,
In China they didn't know what 'opinion' meant,
In the Middle East they didn't know what 'solution' meant,
In South America they didn't know what 'please' meant,
And in the USA they didn't know what 'the rest of the world' meant.

2 months since i last wrote.
not much to update anyway.

there's student discount of $1/ticket if you watch at jurong east theatre (not sure if it's for all the same types or only on weekends), watched oliver twist there and someone snored damn loudly in the theatres. sweet dreams.

why don't anyone believe that my accounting is just terribel even if i have proof. where's the help that i need so much?

it looks like it's raining soon. better take in the clothes.

no kendo today so i'll be home stoning all day.

Asian Kung-Fu Generation - Rewrite (from Full Metal Alchemist)

kishin da omoi o hakidashitai no wa
sonzai no shoumei ga ta ni nai kara
tsukan da hazu no boku no mirai wa
"songen" to "jiyuu" de nujun shiteru yo
yugan da zazou o keshi saritai no wa
jibun no genkai o soko ni miru kara
jiishiki kajou no boku no mado ni wa
kyonen no KARENDAA hidzuke ga nai yo
keshite RIRAITO shite
kudaranai chou gensou
wasurarenu sonzai kan o
kishikaisei
RIRAITO shite
imi no nai mousou mo
kimi o nasu dendouryoku
zenshin zenrei o kure yo
mebaete ta kanjou kitte kuyan de
shosen tada bonyou shitte naite
kusatta kokoro o
usugitanai uso o
keshite RIRAITO shite
kudaranai chou gensou
wasurarenu sonzai kan o
kishikaisei
RIRAITO shite
imi no nai mousou mo
kimi o nasu dendouryoku
zenshin zenrei o kure yo

Wanting to spit out the jarred thoughts is
Because there's no other proof of my existence
My future that I should've grabbed hold is
Conflicting between "dignity" and "freedom"
Wanting to erase the distorted afterimage is
Because I'll see my limit over there
In the window of the excessively self-conscious me
There are no dates in last year's calendar

Erase and rewrite
The pointless ultra-fantasy
Revive
The unforgettable sense of being
Rewrite
The meaningless imagination

The driving force that creates you
Give it your whole body and soul
After cutting my feelings that grew, I regret
After realizing that after all, I'm just a mediocrity, I cry
A depressed heart
A dirty lie

Erase and rewrite
The pointless ultra-fantasy
Revive
The unforgettable sense of being
Rewrite
The meaningless imagination
The driving force that creates you
Give it your whole body and soul

Gundam Seed - Akatsuki no Kuruma

Kazesasou kokage ni utsubusete naiteru
Mi mo shiranu watashi wo watashi ga miteita
Yuku hito no shirabe wo kanaderu GITAARA
Konu hito no nageki ni hoshi ha ochite
Yukanaide, donna ni sakende mo
ORENJI no hanabira shizuka ni yureru dake
Yawarakana hitai ni nokosareta
Te no hira no kioku haruka
Tokoshie no sayonara tsuma hiku
Yasashii te ni sugaru kodomo no kokoro wo
Moesakaru kuruma ha furiharai susumu
Yuku hito no nageki wo kanadete GITAARA
Mune no ito hageshiku kakinarashite
Aa kanashimi ni somaranai shirosa de
ORENJI no hanabira yureteta natsu no kage ni
Yawarakana hitai wo nakushite mo
Akaku someta suna haruka koete yuku
Sayonara no RIZUMU
Omoide wo yakitsukushite susumu daichi ni
Natsukashiku me fuite yuku mono ga aru no
Akatsuki no kuruma wo miokutte
ORENJI no hanabira yureteru ima mo dokoka
Itsuka mita yasurakana yoake wo
Mou ichido te ni suru made
Kesanaide tomoshibi
Kuruma ha mawaru yo

Shaded by the trees, calling out to the wind, I'm lying face-down crying
I saw a version of myself I didn't even recognize
On this guitar I'm playing the melody of someone who's passed on
A star falls in the grief of someone who'll never be seen again
Please don't go, no matter how much you scream,
all it will do is quietly stir these orange petals
Saved on my soft brow,
I send the memories in my palm far away
An eternal farewell as I keep strumming
The heart of a child clinging to a gentle hand
The blazing wheels cast it off and continue on
On this guitar I'm playing the grief of someone who's passed on
The strings in my heart being plucked at violently
In the pure white unstained by sorrow,
the orange petals stirred in a summer shadow
Even if my soft brow is lost,
I'll cross over the far off, red-stained sand
The rhythm of farewell
Branded into my memories, on the ever-turning earth,
there is something sprouting in remembrance
Sending off the dawn's carriage
Those orange petals are stirring somewhere even now
The peaceful daybreak I once saw
Until it is placed in my hands once more,
please don't let the light go out
The wheels are turning

that was the worst presentations anyone could have given.
i was so totally unprepared for the barrage of questions, and my group members didn't help at all also. imagine admitting to the whole class that you didn't read up on the case. (well, i couldn't find any other ways to smoke through stuff that i'm not sure about right) go ahead and laugh. bluarghz. haiz. think i probably failed my individual parts. i hate business law.

oh well, hope i can still fall back on the report.